Call: 972 926 5355

General Liability Insurance (GL) policies

General Liability Insurance (GL) policies protect against negligence claims from clients, employees, vendors, contractors or others. GL policies cover general liability, bodily injury, property damage, personal injury, advertising injury, liquor liability, and contractual liability, loss of services, public liability, products-completed operations and employers.

GL policies include coverage for the cost to defend and associated expenses, costs for judgments or settlements from a covered twfg_general_liability2claim and associated medical costs for claimants. GL policies usually start with split limits as low as $1,000,000 single occurrence and $2,000,000 aggregate for any covered loss.

GL coverage can be part of a Business Owner Policy (BOP) or purchased as part of a Commercial Package Policy or as stand-alone coverage depending on the situation and business need.

TWFG Burridge Family Insurance represents a number of companies that offer GL coverage. It is important that the policy and coverage you select matches your business needs. By working with an experienced Burridge Family Insurance agent you can avoid gaps in coverage and determine which company and policy is right for your business

Property

Help protect your businesses from a variety of perils that can damage the building, signage, equipment and inventory…

READ MORE

Workers Comp

Policy that provides coverage for employees of a business in the event that they are injured at work or have a work related illness…

READ MORE

Business Owners Policy

Business insurance policy that provides a package of basic coverage for most small to medium sized businesses…

READ MORE

Property Insurance

Business property insurance policies help protect your businesses from a variety of perils that can damage the building, signage, equipment and inventory. Policies normally provide coverage for things such as fire, explosion, theft, vandalism, damage from storms (windstorm or hail) or water damage from a burst pipe.

Additional coverage may be available for things such as valuable records and papers, electronics, glass breakage and business interruption to covtwfg_property_insurance2er lost income while your business is closed.

Business owners who own their own commercial property should look for a policy that provides adequate coverage to repair or replace the building and contents in the event of a covered loss so they can get back to business. TWFG represents a number of companies that offer business property insurance coverage.

It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.

Workers Compensation Insurance

Workers’ Compensation Insurance (Work Comp) is a policy that provides coverage for employees of a business in the event that they are injured at work or have a work related illness. Work Comp coverage includes income benefits to pay employees lost wages, medical benefits, burial benefits and death benefits.

Work Comp insurance is available in all 50 states and is regulated by each state. There are four Monopolistic states where the state sets twfg_workers_comp2rates and operates a state administered workers’ compensation fund: Ohio, North Dakota, Washington and Wyoming. The State of Texas does not require private employers in to carry Work Comp coverage.

Work Comp coverage premiums are based upon several factors including: type of business, occupation, loss history and deductible. Premiums are charged as a rate per $100 of payroll.

TWFG represents a number of companies that offer Work Comp coverage. It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.

Business Owners Policy

A Business Owners Policy (BOP) is a business insurance policy that provides a package of basic coverage for most small to medium sized businesses. A BOP offers coverage that is normally less expensive than if it were purchased separately. BOP policy coverage includes property coverage for your building, liability coverage, contents coverage for inventory, equipment and fixtures and business interruption to replace lost income for up to a year in the event of a twfg_business_owners_insurance2covered loss.

Many other coverage options are available such as crime, glass breakage, outdoor signage, valuable papers and records and electronic data recreation may be available depending on the particular company.

Some examples of businesses that purchase BOP policies include: retail stores, service related businesses, professional offices, dry cleaners, wholesale suppliers, motel and hotel, deli’s and coffee shops.

TWFG Burridge Family represents a number of companies that offer Business Owner Policies. It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.

Business Owner Auto or Commercial Auto Insurance

Business auto or commercial auto insurance policies help protect your businesses and your employees. Many different businesses have a need for business auto insurance. Examples are: contractors, tow truck companies, couriers, services, dry cleaners, retail delivery, carpet cleaning, appliance and electronic repair companies, pizza delivery, trucks and dump trucks.

Business auto insurance provides protection for liability, uninsured and under insured motorists, medical payments, comprehensive and collision. Coverage can be extended on sometwfg_business_auto_insurance2 policies for employees using their personal cars for business.

There are several occupations such as a home based business, real estate or insurance and financial services that may not require a commercial auto policy. Often these types of businesses can instead have a “business use” rating on their personal auto insurance policy. In order to understand whether you should have a business auto policy it is best to consult an agent.

TWFG represents a number of companies that offer business auto insurance. It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.

Professional Liability Insurance

Professional liability insurance or professional indemnity insurance policies help protect businesses or organizations from possible negligence claims or lawsuits for services they provide. Claims are usually for negligence, good faith, errors, omissions, misrepresentation or incorrect advice.

Typical professions that obtain this type of coverage are general contractors, twfg_professional_liability2construction trades, doctors, financial professionals such as insurance agents and CPA’s, consultants, software developers, architects, engineers, brokers and lawyers. Charitable and non-profit organizations also often purchase professional liability policies.

Common names for this type of insurance are: professional liability, errors and omissions (E&O), directors and officers Liability (D&O) and employment practices liability.

TWFG represents a number of companies that may offer professional liability coverage for your business or organization. It is important that the policy and coverage you select matches your business needs. By working with an experienced TWFG agent you can avoid gaps in coverage and determine which company and policy is right for your business.

Maximized Savings

Quality Coverage

Claim Assistance

Personal Support

Explaining your coverage

Finding discounts

Find the right independent insurance agent to assist you with all your insurance needs.

Contact Us Other Services