RV Park Insurance: Protecting Your Park, Your Guests, and Your Peace of Mind
Request a QuoteOwning or managing an RV park means you’re not just running a business—you’re curating a home away from home. Whether you have rustic pull-throughs or full-service luxury hookups, you’re juggling guests, utilities, events, and everything in between. And that means one thing: you need insurance that works as hard as you do.
At TWFG ~ Burridge Family Insurance, we specialize in RV park insurance that protects your unique risks—like slips and falls, utility failures, liability claims, vandalism, and natural disasters. Because when things go wrong, you need coverage that’s right.
Our clients say the best thing we do is listen. We’ll help you build a custom policy that fits your location, your guests, and your operation. It’s insurance—on your terms—with a partner who gets it.
Why RV Park Insurance Matters
Running an RV park involves more than collecting reservations and handing out site maps. From storm damage to liability lawsuits, every day brings potential exposures that could put your entire business at risk. RV park insurance gives you the confidence to focus on creating a great guest experience, knowing you’re backed by coverage built for your industry.
Let’s say a guest trips on a tree root and breaks an ankle. Or maybe a fire starts in one RV and damages others nearby. Without the right protection, your financial future could be on the line.
That’s where we come in. We help make sure you’re not just covered—you’re protected in the ways that matter most.
What Does RV Park Insurance Cover?
Coverage can vary, but here are some of the core protections we recommend for most RV parks:
Property Insurance
Covers damage to your office, rec halls, maintenance buildings, and other structures from fire, wind, or vandalism.
General Liability
Protects you if a guest is injured on your property and sues for damages.
Utility & Equipment Breakdown
Coverage in case your electrical systems or water hookups fail and result in service disruption or damage.
Commercial Auto
For any vehicles you use for maintenance, transport, or park operations.
Tree & Debris Removal
Covers the cost of removing fallen trees or debris after a storm—before they become a hazard.
Workers Compensation
Covers injuries to your employees, keeping them protected and you compliant with local laws.
Average Claims by Type
Understanding the risks other RV parks face can help you stay a step ahead. Here's a breakdown of average claim amounts:
| Claim Type | Average Cost |
|---|---|
| Slip & Fall Liability | $35,000 |
| Fire Damage | $120,000 |
| Water Hookup Failure | $18,000 |
| Storm Damage | $45,000 |
| Theft or Vandalism | $12,000 |
How We Make It Easy
Working with TWFG ~ Burridge Family Insurance means you get more than a policy—you get a team. Our process is simple, friendly, and fast. Here’s what you can expect:
- Quick Quote Turnaround: We understand urgency and aim to provide quotes within 24–48 hours.
- Customized Coverage: No two RV parks are the same. We tailor your policy to reflect your site, staff, amenities, and traffic levels.
- Real People, Real Help: When you call, we answer. We’re based right here in your area and know what you’re dealing with.
Your Park, Our Priority
You’ve put heart and soul into building a place that people love to visit. Let us help you protect it. The right RV park insurance policy isn’t just paperwork—it’s peace of mind for you, your team, and your guests.
Whether you operate a seasonal site in the hills or a year-round park near the coast, TWFG ~ Burridge Family Insurance has the experience, coverage, and care you need.
We’re here to help you stay covered, stay confident, and stay focused on what you do best—creating unforgettable getaways.
Request a Quote
Questions? Give us a call at 972-926-5355 and let’s talk RV park insurance.
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